• Room costs and supplements up to €150 per day of hospitalization
• Pharmaceutical costs reimbursed at 100%
• Doctors' fees and supplements reimbursed up to a maximum of 3 times the legal fee
• Prostheses reimbursed up to a maximum of 3 times the A.M.I. reimbursement
• Accommodation costs for a parent in the room of a child under 12 years of age reimbursed up to €15 per night, with a maximum of 30 nights per calendar year
• Miscellaneous expenses up to €5 per night
• Deductible of €125 per calendar year for supplements related to private rooms

Limits:

• €10.000 for pharmaceutical expenses not reimbursed by the A.M.I.
• €10.000 for prostheses, implants, and medical equipment

Day hospitalization:
Reimbursement is made in the same way as for ordinary hospitalization.

The insurance covers expenses related to hospitalization two months before admission to the hospital and three months after discharge.

Your coverage:

• Pharmaceutical expenses recognized by the A.M.I. reimbursed at 100%
• Pharmaceutical expenses not recognized by the A.M.I. reimbursed at 50%
• Fees and supplements (doctors, physiotherapists, nursing care, and tests) reimbursed up to a maximum of 3 times the A.M.I. contribution
• €10 for pre-anesthesia consultation not reimbursed by the A.M.I.
• 100% reimbursement for medical equipment rental
• Ambulance transportation reimbursed at 100%
• Maximum reimbursement of €375 per helicopter transport

In the event of a recognized serious illness (see comprehensive list below), the insurance may cover treatment directly related to the illness throughout the year.

Your coverage:

• Pharmaceutical expenses recognized by the A.M.I. reimbursed at 100%
• Pharmaceutical expenses not recognized by the A.M.I. reimbursed at 50%
• Fees and supplements (doctors, physiotherapists, nursing care, and tests) reimbursed up to a maximum of 3 times the A.M.I. contribution
• 100% reimbursement for medical equipment rental
• Ambulance transportation reimbursed at 100%
• Transportation costs not reimbursed by the A.M.I.: Contribution of €0.15 per km with a maximum of €125 per calendar year

A deductible of €125 applies per calendar year.

List of diseases covered:
Cancer, leukemia, tuberculosis, multiple sclerosis, Parkinson's disease, diphtheria, polio, cerebrospinal meningitis, smallpox, typhus, encephalitis, anthrax, tetanus, cholera, Hodgkin's disease, AIDS, infectious hepatitis, dialysis, Crohn's disease, cystic fibrosis, Alzheimer's disease, amyotrophic lateral sclerosis, diabetes, Huntington's disease, Ehlers-Danlos syndrome, and Guillain-Barré syndrome (axonal form).

For broader coverage, we have included reimbursements for dental care outside of hospitalization and serious illness.

Reimbursement of healthcare costs in Belgium:

Preventive care
50 % of patient contribution **

Dental prosthesis (A.M.I.)
50 % of patient contribution **

Skeletal
Max. €100 per calendar year

Dental crowns
€100 per crown (Max. 5 per year)

Implants
€100 per implant (Max. 5 per year)

Reimbursement for treatment in neighboring countries (France, Netherlands, Luxembourg, Germany):

Preventive care
€6 per preventive treatment

Dental prosthesis (A.M.I.)
€65 per prothese

Skeletal prostheses 
€100 Max. per calendar year

Dental crowns 
€100 per crown (Max. 5 per year)

Implant
€100 per implant (Max. 5 per year)

* If you also opt for the Dentalis package, a 10% reduction will be applied to the Dentalis premium.
Reimbursements for dental care may also be combined, where applicable.​

** Amount remaining to be paid by you after reimbursement by the Mutual Insurance Company.

Reimbursement of up to €400.

Monthly premium amounts per person (as of January 1, 2026):

Until December 31st for ages 6
Free *

From the 1st of January of the 7th year to the 31st of December of the 25th year
€10.12

From the 1st of January of the 26th year to the 31st of December of the 50th year
€28.49

From the 1st of January of the 51th year to the 31st of December of the 60th year
€34.32

From the 1st of January of the 61th year to the 31st of December of the 65th year
€34.32

From the 1st of January of the 66th year to the 31st of December of the 70th year 
€60.02

From the 1st of January of the 71th year
€84.67

* Free premium for children under 6 years of age in cases where one person is already covered by a similar or higher level of Neutra hospital insurance (otherwise: €6.85).