• Room costs and supplements up to €250 per day of hospitalization
• Pharmaceutical costs reimbursed at 100%
• Doctors' fees and supplements reimbursed up to a maximum of four times the legal fee
• Prostheses reimbursed up to 100%, including medical equipment
• Accommodation costs for a parent staying in the room of a child under 12 years of age reimbursed up to €25 per night, with a maximum of 30 nights per calendar year
• Miscellaneous expenses up to €10 per night
• Deductible of €100 per calendar year for supplements related to private rooms

Limits:

• €10.000 for pharmaceutical expenses not reimbursed by the A.M.I.
• €10.000 for prostheses, implants, and medical equipment

Day hospitalization:
Reimbursement is made in the same way as for ordinary hospitalization.

The insurance covers expenses related to hospitalization 2 months before admission to the hospital and 3 months after discharge.

Your coverage:

• Pharmaceutical expenses recognized or not by the A.M.I. reimbursed at 100%
• Fees and supplements (doctors, physiotherapists, nursing care, and tests) reimbursed at 100%
• €15 for the pre-anesthesia consultation, not covered by the A.M.I.
• 100% reimbursement for medical equipment rental
• Ambulance transportation reimbursed at 100%
• Maximum contribution of €375 per helicopter transport

In the event of a recognized serious illness (see comprehensive list below), the insurance may cover treatment directly related to the illness throughout the year.​

Your coverage:

• Pharmaceutical expenses recognized or not by the A.M.I. reimbursed at 100%
• Fees and supplements (doctors, physical therapists, nursing care, and tests) reimbursed at 100%
• Purchase and rental of medical equipment reimbursed at 100%
• Ambulance transportation reimbursed at 100%
• Transportation costs not reimbursed by the A.M.I.: Contribution of €0.15 per km, up to a maximum of €125 per calendar year

A deductible of €125 applies per calendar year.

List of diseases covered:
Cancer, leukemia, tuberculosis, multiple sclerosis, Parkinson's disease, diphtheria, polio, cerebrospinal meningitis, smallpox, typhus, encephalitis, anthrax, tetanus, cholera, Hodgkin's disease, AIDS, infectious hepatitis, dialysis, Crohn's disease, cystic fibrosis, Alzheimer's disease, amyotrophic lateral sclerosis, diabetes, Huntington's disease, Ehlers-Danlos syndrome, and Guillain-Barré syndrome (axonal form).

For broader coverage, we have included reimbursements for dental care outside of hospitalization and serious illness.

Reimbursement of healthcare costs in Belgium:

Preventive care
50 % of patient contribution **

Protheses with reimbursement by the Health and Disability Insurance
50 % of patient contribution **

Skeletal prostheses
€200 Max. per calendar year

Dental crowns
€200 per crown (Max. 5 per year)

Implants
€200 per implant (Max. 5 per year)

Reimbursement of healthcare costs in neighboring countries (France, Netherlands, Luxembourg, Germany):

Preventive care
€6 for preventive care

Dental prosthesis (A.M.I.)
€65 per prosthesis

Skeletal prostheses
€200 Max. per calendar year

Dental crowns
€200 per crown (Max. 5 per year)

Implants
€200 per implant (Max. 5 per year)

* If you also opt for the Dentalis plan, a 10% discount will be applied to the Dentalis premium.
Dental care reimbursements may also be combined, where applicable.

** Amount remaining at your expense after reimbursement by the Mutual Insurance Company

Reimbursement of up to €600.

Monthly premium amounts per person (as of January 1, 2026):

From 0 to 31 December of the 6th year
€21.43

From the 1st of January of the 7th year to the 31st of December of the 25th year
€21.43

From the 1st of January of the 26th year to the 31st of December of the 50th year
€45.06

From the 1st of January of the 51th year to the 31st of December of the 60th year
€49.90

From the 1st of January of the 61th year to the 31st of December of the 65th year
€67.84

From the 1st of January of the 66th year to the 31st of December of the 70th year
€96.61

From the 1st of January of the 71th year
€127.44