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How do I choose between Neutra +, Confort and Top?

June 3, 2026 by
How do I choose between Neutra +, Confort and Top?
Aksel Korkmaz

Are you looking for insurance that truly protects you—without paying for coverage you don’t need, and without finding yourself underinsured when it really matters? Good news: that’s exactly why we’ve designed three distinct plans.

At Neutra, there’s no one-size-fits-all “best plan.” There’s the plan that’s right for you, your family, and your daily life. Here’s how to find yours.


First, a simple question: what’s your profile?

Before comparing the numbers, take a moment to ask yourself the right questions:

  • Are you single, or do you have loved ones to protect?
  • Do you have regular medical expenses, or are you mainly looking to cover yourself in case of the unexpected?
  • Is peace of mind in your daily life important to you?
  • What budget do you want to allocate to your coverage?

Your answers will naturally guide you toward one of our three plans.


Neutra +— The essentials, well covered

Are you young, in good health, and looking for solid coverage without adding to your fixed expenses? Neutra + is for you.

It’s our entry-level plan, designed for people who have few day-to-day medical expenses but want to be covered if something unexpected happens. Simple, effective, and affordable.

What you get:

  • One of the most affordable premiums on the market
  • Supplemental coverage that kicks in when your health insurance plan does
  • The peace of mind that comes from knowing unexpected events won’t put you in a bind

Ideal for young working professionals and people with few regular healthcare expenses.


Neutra Confort— The Right Balance

Do you have a family, or do you need medical care a bit more often? The Comfort plan is probably the one that best fits your situation.

It offers more comprehensive coverage than Neutra+, while staying within a reasonable budget. No frills—but nothing missing either. It’s our most popular plan, and that’s no coincidence.

What you get:

  • Broader coverage for routine care and hospitalization
  • A reimbursement level that significantly reduces your out-of-pocket costs
  • An excellent value for what you pay

Ideal for families and people who want enhanced protection for everyday needs.


Neutra Top— Uncompromising peace of mind

You want the most comprehensive protection possible and no longer want to worry when a medical expense comes up? Top is our premium plan.

It’s designed for those who want to go the extra mile with their coverage—whether to protect a family, plan for costly treatments, or simply enjoy peace of mind.

What you get:

  • The most comprehensive coverage Neutra offers
  • Out-of-pocket costs reduced to a minimum, even for major expenses
  • Total peace of mind, for you and your loved ones

Ideal for families seeking maximum protection and individuals with greater healthcare needs.


In summary

Your situation

The plan that’s right for you

Low medical costs, budget under control

Neutra +

Family or regular expenses, balance of cost and coverage

Neutra Confort

Maximum coverage, total peace of mind

Neutra Top

Still unsure?

That’s perfectly normal—choosing insurance is a decision that deserves careful consideration. If you have any doubts, our advisors are here to help you see things more clearly, with no obligation.

Check the details of the coverage on our website, or contact a Neutra advisor directly. In just a few minutes, you’ll know exactly where you stand.


Neutra - Your health, our priority.

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