Choosing hospitalization insurance isn’t always easy. Price is obviously a factor to consider, but it’s far from the only one: your age at the time of enrollment, the type of room, the hospital you choose, and the scope of coverage can all make a real difference.
In its comparison of hospitalization insurance plans published in *Budget & Droits* in January 2025, Test Achats named Neutra Confort the “Top Pick” for several profiles analyzed. This recognition highlights the quality and positioning of our hospitalization coverage.
🔎 How does Test Achats compare hospitalization insurance plans?
As Test Achats itself points out: there is no single hospitalization insurance policy that is the best choice for everyone.
The most advantageous policy depends, in particular, on:
- your age at the time of enrollment;
- whether you choose a private or shared room;
- the region where you are hospitalized;
- the hospital you choose.
Furthermore, the analysis does not focus solely on coverage during hospitalization. Test Achats also states that it examined outpatient care before and after hospitalization, as well as care related to a serious illness. The recommended policies are considered to be of good overall quality, both from a technical standpoint and based on the satisfaction surveys taken into account by Test Achats.
💙 Neutra Confort “Maître-Achat” for Several Scenarios
In the table published by Test Achats in January 2025, Neutra Confort received the “Maître-Achat” distinction for several scenarios involving a person enrolling at age 50.
Neutra Confort was recognized in particular for:
🏥 hospitalization in a private room at a hospital in Flanders;
🏙️ hospitalization in a private room at a high-cost hospital in Brussels.
For both of these profiles, the comparison report at the time listed an annual premium of €342.
These are, of course, the results and rates included in the January 2025 comparison. Since premiums and terms are subject to change, we encourage you to review the most current information before selecting your coverage.
🥇 Neutra Top Also Highlighted
This isn’t the only Neutra plan that stands out in this analysis.
Test Achats notes that, for people who take out a policy at age 70 or older, Neutra Top—alongside KBC—is among the policies designated as “Best in Test.”
This distinction also highlights the value of having multiple levels of coverage, tailored to different situations and needs.
Neutra +, Confort, or Top: Coverage Tailored to Your Needs
At Neutra, we believe that good hospitalization insurance is, above all, insurance tailored to your situation.
That’s why we offer three levels of coverage:
Neutra + offers affordable, essential hospitalization coverage.
Neutra Confort offers a more comprehensive level of coverage and strikes a balance between protection and affordability.
Neutra Top is our most comprehensive level of hospitalization coverage.
Our website also lets you compare the different plans to better understand their key differences.
👉 Compare Neutra +, Neutra Comfort, and Neutra Top at www.neutrahospi.be
💡 The right choice? The one that fits your situation
The distinction awarded to Neutra Confort by Test Achats is a great honor. But above all, it underscores a key principle: choosing hospitalization insurance should be based on your personal needs.
Preferred room type, age, family situation, desired level of coverage, or budget: take the time to compare the different options before making your choice.
And at Neutra, that’s precisely our goal: to offer you several levels of coverage so you can choose the protection that best fits your situation.
Neutra - Your health, our priority.
Source: Test Achats, Budget & Rights, comparison of hospitalization insurance plans, January 2025. The results presented correspond to the profiles and terms analyzed by Test Achats as of that date. Product rates, coverage, and terms are subject to change. Please review the current terms and conditions to determine the exact scope of your coverage.