SMA Neutra is reinventing itself, for you
Since 2000, SMA Neutra has been supporting you with rigor and commitment. Our first website, launched in 2014, has allowed us to stay close to you for over a decade
Today, we are pleased to welcome you to this new platform, designed to be more intuitive and perfectly suited to your needs.
This renewal marks an important step in our evolution, always guided by the same ambition: to offer you exceptional service while remaining true to our values: reliability, proximity, and attentiveness.
Thank you for your continued trust, and welcome to this new era of SMA Neutra.
Neutra
Your health, our priority.
At Neutra, we support you when it matters most. Specializing in hospitalization and dental insurance, our SMA offers accessible, people-focused solutions tailored to your needs. Because a healthy smile reflects a well-protected life.
"Hey Google, why choose Neutra?"
"Because Neutra stands out for its flexibility, high refunds, and ease of access. It's a solution particularly suited to those who want robust hospital insurance without administrative hassles or unpleasant financial surprises."
Options for all budgets
With Neutra +, Neutra Confort & Neutra Top, everyone can find a plan that suits them, based on their specific needs and means.
Additional costs covered
The costs associated with pre- and post-hospital care can also be covered by our plans.
Coverage in case of serious illness
In the event of serious illness*, Neutra +, Neutra Comfort & Neutra Top cover your care to support you during the most difficult times.
Dental coverage
Dentalis is a dedicated solution to cover your dental care: consultations, preventive care, orthodontics, prosthetics, etc.
Flexibility
With options covering the whole world, you can enjoy peace of mind even when abroad.
We break the mold. Not your budget.
Discover our range of insurance policies to protect you and your family.
Neutra Confort
Ideal for those who want more than basic protection, without compromising on comfort.
Dentalis
Affordable smile protection, with comprehensive coverage for essential and specialized dental care.
Looking for simplicity? Discover Neutra Base & Neutra Optimum, our simplest coverage options.
Too complicated?
Not at all!
Taking out insurance has never been easier.
Hospital and dental care tailored to your needs, without breaking the bank.
Download the document and send it along with the necessary documents for quick and easy enrollment.
No hidden commitments, just coverage designed for you—with complete transparency.
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Do you have any questions ?
Neutra and Dentalis hospital insurance policies are exclusively reserved for persons affiliated with the supplementary insurance of one of the French-speaking Mutualités Neutres: La Mutualité Neutre or Mutualia Mutualité Neutre. This includes policyholders and their dependents.
You can sign up at any age, without a prior medical examination. All you need to do is be up to date with your contributions to one of these mutual insurance companies to be eligible for the coverage offered.
To take out one of our insurance policies, simply go to this page and follow the steps indicated.
Your child can be covered by our hospitalization insurance from birth, provided that they are affiliated with one of the French-speaking Mutualités Neutres. To register them, simply submit a subscription request, listing them as the beneficiary. Please note that the policyholder must always be an adult.
If your newborn is hospitalized, the costs may be covered by your insurance, provided that you are up to date with your waiting period and premiums, and within the limits set out in your contract. Your child's registration will take effect from their date of birth (except for the Neutra Top product). To finalize this affiliation, you will need to provide your health insurance fund with a copy of their birth certificate.
If you wish to add one or more children to your contract, you must return the completed, dated, and signed application form to us. Please note that the addition is never automatic: a voluntary step is required.
When a child under the age of 12 is hospitalised, the accommodation costs of an accompanying parent may also be covered, depending on the product taken out.
Opening your serious illness file:
- The "request for assistance" form, duly completed, dated, and signed.
- A medical report or certificate from your specialist doctor specifying the nature of your serious illness and the date on which it was discovered.
In order to receive reimbursement for your care, the following documents must be sent to the Neutra service:
- Reimbursement receipt from your health insurance provider : for medical consultations, physical therapy, and nursing care.
- Monthly computerized statement or “BVAC” receipts issued by your pharmacy: for pharmaceutical expenses.
- Our "travel certificate" duly completed and signed (this certificate is available on request): for transportation costs (other than ambulance) that are not reimbursable by insurance.
- Invoices related to outpatient care costs at polyclinics, laboratory fees, medical equipment rental costs, etc.
⚠ Attention
Only care and medication directly related to your condition will be reimbursed.
However, if you suffer from side effects caused by your illness or treatment, the related care may be covered upon presentation of a certificate from your specialist doctor stating their link to your condition.
In the event of hospitalization
Each hospitalization invoice must be accompanied by the "request for reimbursement" form.
You will find the documents you need here.
If you can't find the answer to your question, don't hesitate to contact us: our team is here to help.



